NY High Risk Auto Insurance quotes and coverage.

NY High Risk Auto Insurance help for consumers.

New York High risk car insurance, which is also know as “NY Non-Standard” or “NY Assigned Risk Auto Insurance”, refers to an auto insurance policy that is often the last resort for a person considered a high risk driver by preferred companies.

If you happen to be in this NY High Risk Auto Insurance catagory you must purchase New York car insurance coverage from a company authorized to do business in the state of New York (out-of-state policies will not suffice). Such companies must also be licensed by the New York State Insurance Department.

The New York state minimums for car insurance liability coverage fulfilling New York’s financial responsibility law are as follows: $25,000/50,000 for injury $50,000/100,000 for death $10,000 for property damage caused by any one accident. New York is a no-fault state. If your registration is valid you must maintain liability coverage, even if vehicle is not in use.

Request help below and one of our New York high risk auto insurance brokers will contact you for immediate assistance.

State of NY High Risk Auto Insurance Assistance.

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If you have trouble buying or maintaining a policy in the regular New York marketplace you may need Non Standard / NY High Risk Auto Insurance Consumer Help an help with Quick Quotes – New York Cheap High Risk Auto Insurance | NY DUI-DWI Insurance.

What is NY High Risk Auto Insurance?

Many people have less than a perfect driving record. High-risk insurance, or more commonly “Non-Standard” insurance, refers to an auto insurance policy that is given to a high-risk driver. Several companies, including Progressive, now specialize in providing coverage for NY drivers who are considered “high risk.”

More people today are falling into the category of high risk than in the past several decades, as a result, non-standard auto insurance policies are much more common.

We strive to offer the lowest car insurance rates for high risk drivers. We strive to offer low down payments & fast claim services for high risk-non standards policyholders.

High risk drivers in New York State can usually get a car insurance policy at an affordable price even though they have a poor or bad driving record.

High risk drivers can have problems trying to stay legal on the highways. With a little help from high risk brokers, most of these drivers in a high risk category can get specialized auto insurance solutions that effectively insure them even if the vehicle is financed or leased.

 

Bodily Injury Liability – Coverage for damages that involve bodily injury to others for which you become responsible under law.
Property Damage Liability – Coverage for damage to property of others for which you become responsible under law.
Medical Payments – Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.
Personal Injury Protection – Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided.
Other coverage that may be obtained include:
Comprehensive – Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.
Collision – Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.
Uninsured Motorist – Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.
Underinsured Motorist – Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.
Additional Expense – Coverage for necessary additional expenses incurred as a result of a loss for which you are protected under comprehensive or collision coverage. These expenses include rental cars, food, lodging and other incidental expenses.
You may need NY high risk auto insurance if you have a DUI-DWI. We have four locations in the New York State to serve you.
NY State DUI-DWI will affect your insurance.

Compensation.
NJ Direct Insurance Brokerage & Assigned Risk Insurance Services LLC is licensed and writes preferred and high risk auto insurance in NY, NJ, PA, DE, OH, SC and TX from one or all of the following addresses:
P.O. Box 151, Pitman, NJ 08071  
P.O. Box 127, Clayton, NJ 08312 

J.N. Mason Insurance Agency is licensed and writes high risk auto insurance in New York, Pennsylvania, Connecticut,
and New Jersey, from one or all of the following addresses:
65 West Front St., Hancock, NY 13783
74 Pleasant St., Monticello, NY 12701
2481 Crotona Ave., Bronx, NY 10458
2459 East Tremont Ave., Bronx, NY 10461

Various NY High Risk Auto Insurance coverages are available based on driving records an past accidents that are found on a C.L.U.E report.

If you have a need to contact NY state insurance regulators office click here.

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