NY High Risk Direct Companies Available Online.
Who needs NY High Risk Auto Insurance?
First off the list is drivers with a recent DUI or DWI conviction. Regular car insurance companies will usually cancel or non-renew a person with a recent charge. Also if you refused the breathalyzer test you may have an automatic DUI/DWI conviction.
Secondly, New York drivers that have a heavy foot and accumulate speeding tickets too fast, may find themselves getting super high rate increases which is a signal from your company that they don’t like this. This may be followed by a non-renewal letter or just flat out cancellation based on your speedy driving patterns.
Thirdly, New York drivers that can’t seem to keep from hitting other cars, stationary objects, pedestrians or any other thing in their path will most definitely be on the short list for cancellation, quick high rate increases, or probably just non-renewed at the policy anniversary date.
If you find yourself in this situation don’t wait until the last day of coverage to start looking for a new insurance policy.
P.S. *Pay attention to cancellation or non-renewal dates from your company. Policies usually end at 12:01 A.M. which means it will end a day before you think it will*.