New Jersey High Risk Auto Insurance – Personal

The state of New Jersey Offers help for high risk auto insurance both personal and commercial (856) 863-5654.
NJ State Flag Flying Proudly

Get quotes and help for New Jersey high risk auto insurance including NJPAIP and other alternatives to stay legal while driving..

From Southern Cape May to Englewood Cliffs in the North many New Jersey drivers are finding themselves outside of the perfect credit, high income, college educated, perfect driving record or no accidents in the last 5 years criteria that insurance companies are targeting online, on T.V, Radio and in print ads. They are all targeting the “Cream of The Crop” drivers that fit the criteria above.

If you have had a DUI-DWI your rates could double or triple in costs and affect everyone in your household that has a license and car insurance. Household members may be notified by their current insurance companies that they may be cancelled or non-renewed because of a “High Risk Driver” living at the same address.  Our licensed agents can help you fix this scenerio and keep peace in the house.

Also if you have had several moving violations, speeding, wreckless driving, careless driving and other offenses all of which add points to your NJMVC drivers history and could also put you in the high risk category and cause the same problems as those with a DUI-DWI.

Lastly, if you have had a bad run of luck and had several accidents that caused your insurance company to pay more than $1,000.00 on one or more “At Fault Accidents” you could find yourself getting cancelled or non-renewed because you don’t fit the customer profile that your insurance company wants to keep. Many companies are now interested in insuring you!

Start your New Jersey high risk auto insurance quote below for personal or commercial risks.  Be sure to include as much of the information that you are able too submit. 

For other states high or assigned risk personal auto insurance go to Assigned Risk Insurance.


Click here for NJ high risk truck insurance. For other high risk commercial auto insurance go to NJCAIP website.